How To Get Off Parent's Car Insurance When Moving Out

Moving on from your parent's car insurance

For everyone, there comes a time when you’re ready to take the wheel and secure your own car insurance policy. At GEICO, we understand that getting off your parents’ insurance can be daunting, so we’re here to make it a smooth ride.

Transitioning to your own car insurance policy is easier than you might think. To begin, you'll need to gather some essential information, such as your driver's license, vehicle details, and any relevant driving history.
Next, get an online car insurance quote, speak to one of our friendly specialists by calling (800) 555-2760, or visit a local agent. We'll work closely with you to customize a plan that fits your needs and budget. With GEICO, steering toward independence has never been easier.

Can I stay on my parents’ car insurance if I move out?

Unlike health insurance, no age limit prevents you from staying on your parents’ car insurance policy. Depending on your insurer, you can remain listed as a driver on your parents’ policy as long as their home is your permanent address or you’re a full-time student. Once you’ve permanently moved out, you’ll likely need to obtain your own car insurance policy.

Can I be on my parents' car insurance if the car is in my name?

Depending on your state and insurer’s policies and regulations, you can be on your parents’ car insurance even if the car is in your name so long as their home is your permanent address or you’re a full-time student. It's crucial to check with your insurance provider and state to ensure you comply with their requirements for coverage.

Can I stay on my parent's car insurance even after I'm married?

Some insurers allow adult children to remain on their parents' car insurance policy even after marriage, as long as they meet certain criteria such as residing at the same address or being financially dependent. If you and your spouse move out, you’ll need to secure your own coverage.

Can a 26-year-old be on their parents' car insurance?

Car insurance has no age limit, meaning you can stay on your parents’ policy indefinitely. As long as their home is your permanent residence, you can remain a listed driver on their policy.

How does car insurance work with divorced parents?

Navigating car insurance with divorced parents can be complex. If you spend time between your parents’ houses and drive both of their cars, you should be a listed driver on both of their policies. If you live with one parent and only drive their car, you only need to be listed as a driver on their car insurance policy. If you live with one parent but the other parent owns the car, you should contact your insurer to discuss your options and ensure you’re adequately covered.

GEICO car insurance benefits once you get off your parent’s plan

Experience the freedom and empowerment that comes with getting off your parents' car insurance. As a GEICO policyholder, you will enjoy:

Great service. GEICO offers service 24/7, online or with the GEICO mobile app. Pay a bill, ask a question, or even file a claim when it's convenient for you.

Fast, fair claim handling. Many claims are settled within 48 hours of reporting, and sometimes a check can be written on the spot.
Smooth transition because we are familiar with your driving history and have most of your information on file. Plus, you do not have to start from scratch, because your policy tenure transitions with you,
Dependability. GEICO has 85 years of industry experience and understands what you need from your insurer. That is why 97% of GEICO customers are satisfied with the service they receive, according to an independent survey*.
And so much more!

By taking control of your coverage with GEICO, you gain flexibility, peace of mind, and the opportunity to build the personalized insurance plan you need at the price you deserve. Take advantage of our excellent service and embark on your journey by getting a free car insurance quote online, speaking to an agent by calling (800) 555-2760, or visiting an agent near you. Don't wait—take the driver's seat and invest in your future today.