Washington Car Insurance
It's important to make sure you have the right car insurance in Washington State before hitting the road to witness the beauty of Mount Rainier National Park, or any other part of the Evergreen State. Coverage isn't just a legal requirement, it also protects your vehicle and finances when the unexpected happens.
Whether you're a Seattle driver looking for tailored auto insurance coverage or searching for affordable car insurance in Tacoma, choosing a provider that fits your needs is essential.
Known as the Evergreen State, Washington also boasts three national parks and nine national forests, making it one of the most scenic places to drive in the U.S. If you've recently bought a car, moved, or are simply looking for cheap auto insurance in Washington State, you can start your free auto insurance quote with GEICO anytime.
These are the minimum coverage requirements for car insurance in Washington:
There are additional coverages you may also choose to include on your auto policy. These can include collision, comprehensive, rental reimbursement, emergency roadside assistance, and others. Learn more about car insurance coverages to determine what is right for your situation.
Unfortunately, there are drivers on the road who don't carry enough coverage, or are driving without insurance. That's why GEICO offers underinsured motorist coverage to help pay for your injuries/expenses if you're ever in an accident with an uninsured driver or a driver cannot cover your costs.
If you're looking for available discounts on your Washington State car insurance, GEICO's got you covered.
You could save up to 25% when you insure multiple vehicles with GEICO. Combining your auto insurance policy with a motorcycle, boat, or RV policy could also help you save.
This car insurance discount applies if you haven't been in an accident during a 5-year period, have at least 5 years of driving experience, and have no points on your license.
Teen or young adult drivers in Washington State can qualify for a Good Student Discount, if they meet all the following criteria:
These are just a few of the car insurance discounts you could get with GEICO. To see the full list, visit our car insurance discounts page.
New residents to Washington State must get a state driver's license within 30 days of the date they move to the state.
You may not need to take the knowledge test or the driving test if your out-of-state license is valid. If you're under 18, you must show proof that you have completed a driver-training course that meets Washington State standards.
In order to register your vehicle you will need:
In Washington State, teens may apply for an instruction permit when they turn 15 if they're enrolled in a driver's education class. If a teen driver isn't enrolled in a driver's education class, they must be 15½ and pass a knowledge test to get a learner's permit. Teens driving with a learner's permit must be accompanied by a 5-year licensed driver. Permits are valid for 1 year, and may be renewed once.
Teen drivers who have had a permit for at least 6 months may apply for an intermediate license when they turn 16. During the first 6 months of having an intermediate license, Washington teen drivers may only drive with passengers 20 years of age and older. After 6 months, the restrictions loosen and teen drivers may drive with up to 3 passengers under the age of 20, until the driver is 18.
Teens may not drive between 1:00 AM and 5:00 AM without a licensed driver who's at least 25 accompanying them. Drivers may receive full driving privileges once they are 18 and have remained incident-free after 1 year with an intermediate license.
GEICO has worked hard to deliver a convenient car insurance policy, from digital ID cards to 24/7 customer service with our GEICO Mobile app. But we also have experienced local insurance agents standing by to answer questions about your auto insurance policy in-person or over the phone. Learn more about GEICO insurance agents in Washington state.