Get Car Insurance in Dallas, TX

Looking for auto insurance in Dallas? Make sure you have the right car insurance as you make your way across the vast roads and highways of the entire Dallas - Fort Worth (DFW) area. DFW drivers spend about 54 hours per year stuck in traffic. Considering the price of gas and the value of lost time, this ranks the DFW Metroplex 6th in the country for cost of congestion. Luckily, GEICO works hard to help drivers save money on auto insurance by offering great low rates on Dallas auto insurance. Get a Dallas car insurance quote now to see how much you could save.

Dallas, TX Car Insurance Requirements

Drivers in Dallas need to make sure they have a car insurance policy that meets the minimum coverage requirements for the state of Texas. The minimum coverages for Texas include:

Coverage Type Minimum Required Limit
Bodily Injury Liability Minimum $30,000 per person Minimum $60,000 per accident
Property Damage Liability Minimum $25,000 per accident

Optional Auto Insurance Coverages in Dallas

The State of Texas requires that these auto insurance coverages be offered by insurers, but they may be turned down by drivers if requested in writing. Even though both uninsured and underinsured motorist coverages are optional in Texas, they can provide additional protection if you're in an accident with someone who either doesn't carry insurance or whose insurance limits are not sufficient.

Keep in mind that everyone's insurance needs are different. View our Coverage Calculator to get a personalized recommendation.

Car Insurance Discounts in Dallas, TX

  • Multi-policy Discount: Dallas drivers can enjoy lower auto insurance premiums when they bundle their GEICO policies. Let us handle all of your insurance needs and experience convenient, affordable protection.
  • Pay-in-Full Discount: Many policies may be eligible for a discount when the premium is paid-in-full on or prior to the due date. This discount will remain for the duration of the policy term and can be renewed as long as the terms of the pay-in-full payment plan continue to be met.
  • Advanced Safety Features Discount: Many modern vehicles are equipped with driver-assist and proximity features that are designed to help drivers avoid accidents. As a result you may get rewarded for your vehicle's safety features with an Advanced Safety Features Discount! what's even better is you may still be eligible for other vehicle discounts, if applicable, such as having anti-lock brakes, or daytime running lights.
  • DriveEasy Discount: Drivers in Dallas can enjoy a discount of up to 10% by simply enrolling in a DriveEasy program and monitoring their driving behaviors through the GEICO Mobile app. Following the monitoring period, enrolled drivers who demonstrate a safe driving habits may qualify for a discount greater than 10%.

Learn how to save more with car insurance discounts that are available to eligible GEICO policyholders in Texas.

Find Out More About Texas Car Insurance

If you would like more details on statewide requirements, our Texas car insurance page explains coverage minimums, car registration details, and other helpful information for Texas drivers.

Contact a Dallas Car Insurance Agent in Texas

For drivers in Dallas, TX, getting a car insurance policy with GEICO means you have access to experienced local insurance agents who are standing by to answer questions about your policy. We have insurance agents across the Lone Star State who know their local communities and are eager to help. Learn more about our Dallas insurance agents.

Dallas Car Insurance FAQs

  • How much is car insurance in Dallas, Texas?

    Car insurance rates in Dallas can vary widely based on several factors, including your driving history, the type of vehicle you drive, your chosen coverages, and where in the city you live. Because every driver’s situation is unique, the best way to find out how much you’ll pay is to get a personalized quote.

    GEICO makes it easy to compare coverage options and see what fits your needs and budget — all online or with help from a local agent.

  • Why is car insurance so high in Texas?

    Car insurance costs in Texas can be influenced by several regional factors, such as population density, repair costs, weather events, and the number of vehicles on the road. Urban areas like Dallas often experience more traffic and higher claim frequencies, which can impact overall insurance costs across the state.

    Our goal is to help you find the right balance of coverage and value through competitive pricing and available discounts.

  • How can I find affordable car insurance in Dallas?

    Finding affordable car insurance in Dallas starts with comparing quotes and choosing coverage that matches your needs. GEICO offers an easy way to explore your options — online, through the GEICO Mobile app, or by connecting with a local insurance agent.

    You can also look for available discounts, such as for safe driving, vehicle safety features, or bundling multiple policies. Taking a few minutes to compare your coverage options can help you discover ways to save while staying protected on the road.