Get an additional 15% credit on your 6-month car insurance policy. *

That's on top of any savings you may already qualify for.

Or continue previous quote.


Current policyholder?

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Car insurance that's made for you.

Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but don't forget appropriate coverage and service are also important. It is what matters when you have an accident, or you're stuck on the side of the road. Everyone needs car insurance so make sure you choose a company that delivers affordable rates and personalized service when you need it.

GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.

Why do you need car insurance?

A car insurance policy helps provide financial protection for you, and possibly others, if you're involved in an accident. Most states, require a minimum amount of auto insurance coverage for most vehicles, but you may decide to add additional coverage for extra protection and peace of mind.

What do you need to know about auto insurance?

It's important to understand a few things about a car insurance policy to make sure you're making the best decision for yourself. Our helpful resources will help you learn more about car insurance.

Personalize Your Car Insurance Quote

There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.

Car Insurance Coverage Calculator

You may have questions about which car insurance policy is best for you, such as:

  • How much bodily injury coverage should I carry?
  • How much property damage coverage should I have?
  • How much should my deductible be?

Our coverage calculator can help answer these questions and more.

What you'll need to get a car insurance quote.

There's information you'll need to get an accurate auto insurance quote. Try to make sure you have these items ready before you start:

  • Valid driver's license
  • Vehicle identification number (VIN)
  • Address the vehicle will be stored

What are your car insurance coverage options?

You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.

Benefits of GEICO Car Insurance coverage:

  • Top rated GEICO mobile app
  • 24/7 customer service
  • Car insurance discounts available

Auto insurance coverages required in most states:

  • Bodily injury coverage
  • Property damage coverage
  • Uninsured motorist coverage

Additional car insurance coverages to consider:

  • Collison
  • Comprehensive
  • Medical coverages
  • Emergency roadside assistance
  • Rental reimbursement

Check out our car insurance coverage page to learn more about each type of coverage.

Your Auto Insurance Discounts are Waiting

GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions. From student discounts to good driver discounts(5-year accident-free), see how much you could save.

Bundle and save with property and auto insurance.

See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.

Car Insurance Comparison

When comparing car insurance quotes or rates, make sure they're for the same.

  • Coverages
  • Deductibles
  • Limits

How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.

Service for When You Need Us

Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.

97% Customer Satisfaction**

You can't please everyone, but it doesn't hurt to try. We're committed to:

  • Taking your feedback seriously
  • Working hard every day to improve insurance for you

It's one of the way's we're working to make insurance easy.

Easier in the App

We're dedicated to making insurance easier in our app and online with:

  • 1 tap bill pay
  • Digital ID cards
  • Claims filing, and more

Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO mobile app to access our virtual assistant, or call us anytime.

Local Insurance Agents

GEICO insurance agents are standing by with a local presence:

  • Local agents providing outstanding customer service to answer questions about car insurance and more
  • A commitment to each community we serve

Find your closest GEICO insurance agent.

Convenient Claims and Repairs

Accidents can be stressful. We work to make it easy for you to:

  • Report an auto claim anytime online, with our insurance app, or over the phone.
  • Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs as long as you own the vehicle.

24/7 Roadside Assistance

Add Emergency Road Service coverage to your car insurance policy to help with:

  • Jump starts
  • Labor to change a flat tire
  • Towing (non-accident related), and more

Auto Insurance Reviews from Real Customers

Calling the Phone Center

"The best customer service experience , and thank you for the Auto Insurance discount , it is appreciated."


LAVJR on July 09, 2020
Brian is a game-changer.

"I spoke to Brian on the phone this morning (approximately 9:30am July 6, 2020) as I needed assistance acquiring renters insurance. He was abundantly friendly and forgiving of my misunderstanding of the process. He was thorough and pleasant throughout all communications. My frustrations in the process were disintegrated by his helpful tone."


Mandy2409 on July 06, 2020
Great Customer Service

"I bought a new car on a Friday in the late afternoon and figured that I would have difficulty talking with anyone in customer service. Boy was I surprised when within a minute I was talking to a representative by the name of Marissa. I had so many questions and she answered each one with all the information I needed to know and she even gave me hel..."


Tim2spiders on July 05, 2020
Lynn, Augusta

"I spoke with Lynn in Augusta. It was a very pleasant experience. She explained everything and answered all my questions. Lynn is very GOOD at what she does."


Packy on July 03, 2020
payments

"How can I change from monthly payments to paying the whole fee at one time? I cannot figure it out on the website."


LucyinVT on July 02, 2020
the new website checkout

"there appears to be changes to website,and it is so much easier. thanks guys,I have been with Geico a long time and never had a complaint with cust serv. or otherwise,they always take care of me with affordable great coverage"


bbqdave on July 01, 2020
Heart Emoji

"Best vehicle insurance available. THANK YOU, GEICO!!!"


Punmietz on June 30, 2020
Great company and customer service

"I want to commend Geico Insurance for their great customer service and handling of our account. While we don't like to admit we had any claims, when we did, they were handled quickly and professionally. It has been a pleasure to do business with this company."


LostinMontana on June 24, 2020

Read More GEICO Reviews

Auto Insurance: Get the answers you're looking for.

  • How can I save money on car insurance?

    There are several ways you can save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
  • What auto insurance coverages are available?

    Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
  • Do you offer Accident Forgiveness?

    Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness*** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
  • What auto insurance payment methods and plans are available?

    GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details.
  • How can I compare auto insurance quotes?

    An auto insurance quote comparison doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right parts of car insurance. We're here to help you understand your options and make the best choice for your auto insurance needs.
  • Is there a GEICO Local Agent near me?

    We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.

***Not available in CA, CT, and MA; purchase product not available in all states.

Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.

Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations.  Terms vary according to state law.

*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO

**Average savings amount based on national GEICO New Policyholder survey data through July 2019.

The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards

Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.