Why do I need car insurance?
Car insurance that's made for you.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but don't forget appropriate coverage and service are also important. It is what matters when you have an accident, or you're stuck on the side of the road. Everyone needs car insurance so make sure you choose a company that delivers affordable rates and personalized service when you need it.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Personalize Your Car Insurance Quote
There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Check out our car insurance coverage page to learn more about each type of coverage.
Your Auto Insurance Discounts are Waiting
GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions. From student discounts to good driver discounts(5-year accident-free), see how much you could save.
Bundle and save with property and auto insurance.
See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.
Car Insurance Comparison
When comparing car insurance quotes or rates, make sure they're for the same.
How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.
Service for When You Need Us
Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.
Auto Insurance Reviews from Real Customers
"The best customer service experience , and thank you for the Auto Insurance discount , it is appreciated."
"I spoke to Brian on the phone this morning (approximately 9:30am July 6, 2020) as I needed assistance acquiring renters insurance. He was abundantly friendly and forgiving of my misunderstanding of the process. He was thorough and pleasant throughout all communications. My frustrations in the process were disintegrated by his helpful tone."
"I bought a new car on a Friday in the late afternoon and figured that I would have difficulty talking with anyone in customer service. Boy was I surprised when within a minute I was talking to a representative by the name of Marissa. I had so many questions and she answered each one with all the information I needed to know and she even gave me hel..."
"I spoke with Lynn in Augusta. It was a very pleasant experience. She explained everything and answered all my questions. Lynn is very GOOD at what she does."
"How can I change from monthly payments to paying the whole fee at one time? I cannot figure it out on the website."
"there appears to be changes to website,and it is so much easier. thanks guys,I have been with Geico a long time and never had a complaint with cust serv. or otherwise,they always take care of me with affordable great coverage"
"Best vehicle insurance available. THANK YOU, GEICO!!!"
"I want to commend Geico Insurance for their great customer service and handling of our account. While we don't like to admit we had any claims, when we did, they were handled quickly and professionally. It has been a pleasure to do business with this company."
Auto Insurance: Get the answers you're looking for.
How can I save money on car insurance?There are several ways you can save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
What auto insurance coverages are available?Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
Do you offer Accident Forgiveness?Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness*** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
What auto insurance payment methods and plans are available?GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details.
How can I compare auto insurance quotes?An auto insurance quote comparison doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right parts of car insurance. We're here to help you understand your options and make the best choice for your auto insurance needs.
Is there a GEICO Local Agent near me?We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.
***Not available in CA, CT, and MA; purchase product not available in all states.
Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.
Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.
*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO
**Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.