Auto Insurance
Car Insurance
85 years of saving people money and providing 24/7/365 customer service.
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Car insurance quotes that are customized for you.
Everyone needs car insurance. Get a quote from a company that delivers affordable rates and personalized service when you need it. GEICO's an auto insurance company that's been saving people money for 85 years. That's why we know a thing or two about cheap car insurance rates. We deliver a car insurance policy with exceptional coverage and best-in-class customer service, and that matters when you have an accident or are stuck on the side of the road. Get a fast and free car insurance quote to see everything GEICO has to offer.
Why do you need car insurance?
If you own a car, you need auto insurance. A car insurance policy helps provide financial protection for you, and possibly others if you're involved in an accident. All it takes is 15 minutes to get a personalized car insurance quote with the best rates, discounts, and options available to you.
What are your car insurance quote options?
Customizing auto insurance coverage to fit your budget and driving habits is easy! GEICO can help you find car insurance that's right for you.
Auto insurance coverages required in most states:
Additional car insurance coverages to consider:
Benefits of GEICO Car Insurance coverage:
- Top rated GEICO Mobile app
- 24/7 customer service
- Car insurance discounts available
Check out our car insurance coverage page to learn more about each type of coverage.
Save money with car insurance discounts.
Whether you're a student, a federal employee, or a member of the armed forces, GEICO has a variety of exciting car insurance discounts that you may qualify for. We offer our customers a variety of discounts and premium reductions that you can apply to your online auto insurance quote.
GEICO rewards safe driving by offering additional savings on your car insurance. With our Five-Year Accident-Free Good Driver Discount, see how much you could save–you've earned it.
Personalize your car insurance quote.
Even though there are state laws regarding the types and limits of coverage you must carry on your auto insurance policy, you can still customize. Once you determine what coverages and limits you need, you're ready to get a quote.
Car Insurance Coverage Calculator
You may have questions about which car insurance policy is best for you, such as:
- How much bodily injury coverage should I carry?
- How much property damage coverage should I have?
- How much should my deductible be?
Our coverage calculator can help answer these questions and more.
How to get a car insurance quote.
Getting car insurance with GEICO has never been easier. In fact, you can get a free, personalized car insurance quote right on this page. To complete your car insurance quote, you need:
- A valid driver's license
- Your vehicle identification number (VIN)
- The physical address where your vehicle is stored
During the quote, you'll learn about coverage options available to you, including state minimums, so you can choose the best car insurance for you and your family. You may even see some exciting discounts in the mix depending on your driving habits, member affiliations, and more.
Then, you'll receive an outstanding, personalized rate. The best part? Once you have your quote, you'll be able to purchase your car insurance policy directly online.
Bundle auto insurance and property insurance to save even more with GEICO.
See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.
Additional Auto and Vehicle Insurance Options
Not everyone drives a car, but every vehicle on the road should have insurance. GEICO has a lot of insurance options for your vehicles so you can be covered.
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Motorcycle Insurance
If you think that two wheels are better than four, this insurance option is for you. Before you hit the road, see how GEICO could help save money on your motorcycle insurance.
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RV Insurance
RVs allow many of you to feel the freedom to explore the world. Make sure you have an RV insurance policy that follows you wherever the road takes you.
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Commercial Auto Insurance
GEICO can work with businesses of all sizes to ensure vehicles used for business purposes are covered with a commercial auto insurance policy.
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Classic Car Insurance
If you're a classic car collector, this insurance is for you. Make sure to keep your collectible protected with GEICO Classic Car Insurance.
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Mexico Auto Insurance
Most US auto insurance policies won't cover your car if you drive into Mexico. You'll need a Mexico car insurance policy. Don't leave anything to chance and choose a policy that's right for you with GEICO.
How to compare car insurance quotes.
Shopping around for car insurance quotes is a great way to find the best, most affordable coverage for you. To accurately compare car insurance quotes across insurers, you'll need to select the same set of coverages, limits, and deductibles for each quote. That way, you'll get a full picture of what each insurer is offering.
Choose Your Coverage
When choosing coverages, consider your state's minimum requirements and any additional coverages you may want.
Consider Your Limit
There is a maximum amount an insurer will pay toward a covered claim, so when you're finding a quote, keep your state laws and your personal needs in mind.
Select Your Deductible
Some coverage comes with a deductible, so select an amount that you can afford and carry that number through to all of your quotes.
Service for When You Need Us
Have a question about your auto insurance policy? GEICO provides access to licensed insurance agents 24/7/365.
97% Customer Satisfaction*
You can't please everyone, but it doesn't hurt to try. We're committed to:
- Taking your feedback seriously
- Working hard every day to improve insurance for you
It's one of the ways we're working to make insurance simple, quick, and easy.
Easier in the App
We're dedicated to making insurance easier in our app and online with:
- 1 tap bill pay
- Digital ID cards
- Claims filing, and more
Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO Mobile app to access our virtual assistant, or call us anytime.
Local Insurance Agents
GEICO insurance agents are standing by with a local presence:
- Local agents providing outstanding customer service to answer questions about car insurance and more
- A commitment to each community we serve
Convenient Claims and Repairs
Accidents can be stressful. We work to make it easy for you to:
- Report an auto claim anytime online, with our insurance app, or over the phone.
- Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs for as long as you own the vehicle.
24/7 Roadside Assistance
Add Emergency Road Service coverage to your car insurance policy to help with:
- Jump starts
- Labor to change a flat tire
- Towing (non-accident related), and more
Auto Insurance Reviews from Real Customers
"Shawn B, was amazing he went above and beyond with my claim, he talked me through the process and helped me all the way till end of claim, great guy"
"I have been with GEICO Insurance company ever since it was a Government Employee Insurance Company in the '50s, and I still love the agents that work there. They may not always be on top of everything, but they're good. PLA3"
"I love the ability to pay easily online I’m impressed Thank you"
"Timely and all the stuff I get connected to agents quickly and I rarely have to wait on hold for long Billing is accurate and easy"
"I have to say this is one of the best websites i have dealt with. also, the customer service reps are outstanding. I want to thank you for making Geico what it is, a wonderful company!"
"Since purchasing my auto insurance with Geico three years ago, I've experienced great customer service. I subscribe to their full coverage and Emergency Roadside Service due to the fact that it doesn't cost that much more for me. Every experience that I've had has been a positive one. The agents have a calming effect on me personally..."
"I have been a GEICO member for several years and appreciate their service. This new website is extremely intelligent and does not crash or freeze like some others. I am surprised I had to update my address since I signed up at my current address over five years ago. I am pleased you are giving me a price reduction on auto since I don’t drive ..."
"I'M SO IMPRESSED WITH THE GEICO WEBSITE... I'M AN INSURANCE AGENT WHO NO LONGER WRITE AUTO POLICIES, BUT TO ADD A VEHICLE OR MAKE CHANGES TO THE POLICY IS GRATIFYING. IT'S A PLEASURE BEING A POLICY HOLDER... I WOULD LIKE TO SEE MY RATES DECREASED, BECAUSE MY DRIVING RECORD IS GREAT!!!"
Auto Insurance: Get the answers you're looking for.
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How can I save money on car insurance?
There are several ways you could save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages. -
What auto insurance coverages are available?
Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender. -
Do you offer Accident Forgiveness?
Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy. -
What auto insurance payment methods and plans are available?
GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details. -
How can I help my teen prepare for driving?
Learning to drive is exciting but comes with lots of questions, too. We can ease the worry by helping with driving basics. -
Is there a GEICO Local Agent near me?
We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.
Car Insurance Articles and Resources
* Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2020 GEICO
**Not available in CA, CT, and MA; purchase product not available in all states.
Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.
Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.