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Why do I need car insurance?
Get a car insurance quote online.
Protect what matters to you with car insurance that's designed for you. Let's work together to make sure you have the right car insurance coverage you need for a low price.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but service is what matters when you're stuck on the side of the road.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Why do you need car insurance?
A car insurance policy helps provide financial protection for you, and possibly others, if you're involved in an accident. All states in the US usually require a minimum amount of auto insurance coverage for most vehicles.
Get more information on car insurance with our helpful resources:
Personalized Coverage Calculator
You may have questions about which car insurance policy is best for you, such as:
- How much bodily injury coverage should I carry?
- How much property damage coverage should I have?
- How much should my deductible be?
Our coverage calculator can help answer these questions and more.
Car Insurance Comparison
When comparing car insurance quotes or rates, make sure they're for the same:
- Coverages
- Deductibles
- Limits
How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.
What you'll need to get a car insurance quote.
Gather these items to make the auto insurance quote process faster:
- Valid driver's license
- Vehicle Identification Number (VIN)
- Address where vehicle will be stored
Your Car Insurance Discounts are Waiting
Save money on car insurance so you can focus on what matters to you. You could qualify for a variety of discounts and premium reductions just by being you. From student discounts to good driver discounts (5-year accident-free), see how much you could save.
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Benefits of GEICO Car Insurance coverage:
- Top rated GEICO Mobile app
- 24/7 customer service
- Car insurance discounts available
Auto insurance coverages required in most states:
- Bodily injury coverage
- Property damage coverage
- Uninsured motorist coverage
Additional car insurance coverages to consider:
- Collison
- Comprehensive
- Medical coverages
- Emergency roadside assistance
- Rental reimbursement
Check out our car insurance coverage page to learn more about each type of coverage.
Service for When You Need Us
Access your insurance policies at any time on the award winning GEICO Mobile app. From digital ID cards to 1 tap bill pay, see how easy insurance can be, download GEICO Mobile.
97% Customer Satisfaction*
You can't please everyone, but it doesn't hurt to try. We're committed to:
- Taking your feedback seriously
- Working hard every day to improve insurance for you
It's one of the way's we're working to make insurance easy.
Easier in the App
We're dedicated to making insurance easier in our app and online with:
- 1 tap bill pay
- Digital ID cards
- Claims filing, and more
Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO Mobile app to access our virtual assistant, or call us anytime.
Local Insurance Agents
GEICO insurance agents are standing by with a local presence:
- Local agents providing outstanding customer service to answer questions about car insurance and more
- A commitment to each community we serve
Auto Insurance Reviews from Real Customers
"your company is great, been with you for many years!! however we were suppose to get this month free because of the virus crisis and they still took out our payment !! which at this time it really would have helped us.. it took money that we could have used when you advertised this month to take our payment off!!!it caused a hardship"
"Just requested ID cards. It was easy to find. All encompassing. Kind of fun even. Geico seems to eat their own dog food, they pay attention to detail and kaizen-like always trying to tweak things to make them just a little easier and more intuitive. It is not accidental. Someone(s) in management are very intentional. I LOVE LOVE LOVE this company!"
"Could not have gone better. Professional, timely"
"Thank you for all your help. In 35+ years with The Hartford, I have never experienced such outstanding customer service. Thank you again, looking forward to a long lasting relationship."
"I had locked my keys in the truck and was back on the road in 30 minutes. on top of that I had received several text messages updating me on the progress of this claim, giving me a feeling of things being taken care of. The tow service driver informed me it was a good thing I had geico, otherwise I may have been stranded, stating that they have..."
"I only have the basic state liability with Geico BUT After 10 years with the other guy I'm paying 50% less today and it's easier on my wallet."
"I've had to pay my own auto coverage since I was 16. Here we are ten years later, and I'm sad to say for nine of those years, I did not have GEICO. Car insurance has always been a fight, particularly since I've owned high end sports cars. Outrageous prices, vast changes in billing, the opposite of customer service. I am taking the ti..."
"There isn't a better insurance company out there. They respond to your accident fast and help you get everything handled quickly. I have had other insurance companies and they were nothing like Geico. I got several family members and friends to switch and they are so glad they did. Shelby went beyond and above to help me even in bad weather ju..."
Anytime Access to Licensed Insurance Agents.
24/7/365
Anytime access to a licensed agent
Convenient Claims and Repairs
Accidents can be stressful. We work to make it easy for you to:
- Report an auto claim anytime online, with our insurance app, or over the phone
- Our Auto Repair Xpress® program is fast, convenient, with guaranteed repairs as long as you own the vehicle
24/7 Roadside Assistance
Add Emergency Road Service coverage to your car insurance policy to help with:
- Jump starts
- Labor to change a flat tire
- Towing (non-accident related), and more
Get your car insurance quote now.
Gather these items to make the quote process faster:
- Valid driver's license
- Vehicle Identification Number (VIN)
- Address where vehicle will be stored
Auto Insurance: Get the answers you're looking for.
*Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2018.
Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies, or all situations. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York, a premium reduction is available for affiliated groups. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations.