Get an additional 15% credit on your 6-month car insurance policy. *
That's on top of any savings you may already qualify for.
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Why do I need car insurance?
Car insurance that's made for you.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but don't forget appropriate coverage and service are also important. It is what matters when you have an accident, or you're stuck on the side of the road. Everyone needs car insurance so make sure you choose a company that delivers affordable rates and personalized service when you need it.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Why do you need car insurance?
A car insurance policy helps provide financial protection for you, and possibly others, if you're involved in an accident. Most states, require a minimum amount of auto insurance coverage for most vehicles, but you may decide to add additional coverage for extra protection and peace of mind.
Personalize Your Car Insurance Quote
There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.
Car Insurance Coverage Calculator
You may have questions about which car insurance policy is best for you, such as:
- How much bodily injury coverage should I carry?
- How much property damage coverage should I have?
- How much should my deductible be?
Our coverage calculator can help answer these questions and more.
What you'll need to get a car insurance quote.
There's information you'll need to get an accurate auto insurance quote. Try to make sure you have these items ready before you start:
- Valid driver's license
- Vehicle identification number (VIN)
- Address the vehicle will be stored
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Benefits of GEICO Car Insurance coverage:
- Top rated GEICO mobile app
- 24/7 customer service
- Car insurance discounts available
Auto insurance coverages required in most states:
- Bodily injury coverage
- Property damage coverage
- Uninsured motorist coverage
Additional car insurance coverages to consider:
- Collison
- Comprehensive
- Medical coverages
- Emergency roadside assistance
- Rental reimbursement
Check out our car insurance coverage page to learn more about each type of coverage.
Your Auto Insurance Discounts are Waiting
GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions. From student discounts to good driver discounts(5-year accident-free), see how much you could save.
Bundle and save with property and auto insurance.
See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.
Car Insurance Comparison
When comparing car insurance quotes or rates, make sure they're for the same.
- Coverages
- Deductibles
- Limits
How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.
Service for When You Need Us
Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.
97% Customer Satisfaction*
You can't please everyone, but it doesn't hurt to try. We're committed to:
- Taking your feedback seriously
- Working hard every day to improve insurance for you
It's one of the way's we're working to make insurance easy.
Easier in the App
We're dedicated to making insurance easier in our app and online with:
- 1 tap bill pay
- Digital ID cards
- Claims filing, and more
Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO mobile app to access our virtual assistant, or call us anytime.
Local Insurance Agents
GEICO insurance agents are standing by with a local presence:
- Local agents providing outstanding customer service to answer questions about car insurance and more
- A commitment to each community we serve
Convenient Claims and Repairs
Accidents can be stressful. We work to make it easy for you to:
- Report an auto claim anytime online, with our insurance app, or over the phone.
- Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs as long as you own the vehicle.
24/7 Roadside Assistance
Add Emergency Road Service coverage to your car insurance policy to help with:
- Jump starts
- Labor to change a flat tire
- Towing (non-accident related), and more
Auto Insurance Reviews from Real Customers
"I spoke with Lynn in Augusta. It was a very pleasant experience. She explained everything and answered all my questions. Lynn is very GOOD at what she does."
"How can I change from monthly payments to paying the whole fee at one time? I cannot figure it out on the website."
"there appears to be changes to website,and it is so much easier. thanks guys,I have been with Geico a long time and never had a complaint with cust serv. or otherwise,they always take care of me with affordable great coverage"
"I want to commend Geico Insurance for their great customer service and handling of our account. While we don't like to admit we had any claims, when we did, they were handled quickly and professionally. It has been a pleasure to do business with this company."
"Most remarkable institution and website I have had to work with since re-entering the US in terms of ease of use and access to information and payment. And when I need to speak to a real-life agent, I've never had to wait long and they've always been friendly. Love it!"
"Well, your employee Rudi was excellent! He helped me figure out all my adjusted coverage since I'm not utilizing my auto as I usually do...and he saved me lots of money. Rudi was kind, efficient, very knowledgeable....and patient. He detailed all reasons why I shouldn't lower coverage in certain areas and where and why I could...and still..."
"I have always had hassle free experiences with GEICO. The best value for my insurance needs. I compared GEICO with several insurance companies before deciding on GEICO. They surpassed all others in all areas and yes, applying is so easy even an old man can do it. I also want to thank GEICO for the 15% give back this year. You have no idea how this ..."
Auto Insurance: Get the answers you're looking for.
*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO
**Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.
*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO
**Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.