Get an additional 15% credit on your 6-month car insurance policy. *
That's on top of any savings you may already qualify for.
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Why do I need car insurance?
Car insurance that's made for you.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but don't forget appropriate coverage and service are also important. It is what matters when you have an accident, or you're stuck on the side of the road. Everyone needs car insurance so make sure you choose a company that delivers affordable rates and personalized service when you need it.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Why do you need car insurance?
A car insurance policy helps provide financial protection for you, and possibly others, if you're involved in an accident. Most states, require a minimum amount of auto insurance coverage for most vehicles, but you may decide to add additional coverage for extra protection and peace of mind.
Personalize Your Car Insurance Quote
There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.
Car Insurance Coverage Calculator
You may have questions about which car insurance policy is best for you, such as:
- How much bodily injury coverage should I carry?
- How much property damage coverage should I have?
- How much should my deductible be?
Our coverage calculator can help answer these questions and more.
What you'll need to get a car insurance quote.
There's information you'll need to get an accurate auto insurance quote. Try to make sure you have these items ready before you start:
- Valid driver's license
- Vehicle identification number (VIN)
- Address the vehicle will be stored
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Benefits of GEICO Car Insurance coverage:
- Top rated GEICO mobile app
- 24/7 customer service
- Car insurance discounts available
Auto insurance coverages required in most states:
- Bodily injury coverage
- Property damage coverage
- Uninsured motorist coverage
Additional car insurance coverages to consider:
- Collison
- Comprehensive
- Medical coverages
- Emergency roadside assistance
- Rental reimbursement
Check out our car insurance coverage page to learn more about each type of coverage.
Your Auto Insurance Discounts are Waiting
GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions. From student discounts to good driver discounts(5-year accident-free), see how much you could save.
Bundle and save with property and auto insurance.
See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.
Car Insurance Comparison
When comparing car insurance quotes or rates, make sure they're for the same.
- Coverages
- Deductibles
- Limits
How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.
Service for When You Need Us
Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.
97% Customer Satisfaction**
You can't please everyone, but it doesn't hurt to try. We're committed to:
- Taking your feedback seriously
- Working hard every day to improve insurance for you
It's one of the ways we're working to make insurance simple, quick, and easy.
Easier in the App
We're dedicated to making insurance easier in our app and online with:
- 1 tap bill pay
- Digital ID cards
- Claims filing, and more
Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO mobile app to access our virtual assistant, Gabby, or call us anytime.
Local Insurance Agents
GEICO insurance agents are standing by with a local presence:
- Local agents providing outstanding customer service to answer questions about car insurance and more
- A commitment to each community we serve
Convenient Claims and Repairs
Accidents can be stressful. We work to make it easy for you to:
- Report an auto claim anytime online, with our insurance app, or over the phone.
- Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs as long as you own the vehicle.
24/7 Roadside Assistance
Add Emergency Road Service coverage to your car insurance policy to help with:
- Jump starts
- Labor to change a flat tire
- Towing (non-accident related), and more
Auto Insurance Reviews from Real Customers
"Wait forever to talk to someone while listening to stupid voice telling me to go to on-line. Go to on-line and can’t modify my account. Both my cars are owned out right and I can get the system to change it. I “may” want to change the Prius coverages, but not on your on-line service. You call me."
"Getting a quote online is nice, but it's too delayed. When a customer buys a car often they may travel to look at the car. If they decide to purchase, they need insurance immediately so they can drive it off the lot. Currently, quotes are being processed in a manner that is not possible. I wish GEICO could apply something immediately even just..."
"The salesman was great. All around a good experience."
"JOHNATHAN WAS PROMPT TO ANSWER OUR CALL FOR AUTO CLAIM SERVICE. HE REVIEWED OUR ONLINE CLAIM AS WELL AS STEP TO STEP QUESTIONS ON ACCIDENT. TOWING AND RENTAL WAS SCHEDULE IMMEDIATELY. JOHNATHAN WAS VERY PROFESSIONAL, CALM, AND CONCERNED ON INJURIES AND HE CONFIRMED AN AMBULANCE WAS AT THE SCENE. JOHNATHAN CARES FOR THE WELLBEING OF THE CUSTOMERS AN..."
"Geico is an amazing insurance company. they were really there for my family and me. Customer service and communication is outstanding. The staff are very kind and really listen and work with you. I highly recommend Geico for any of your insurance needs. I never want another insurance provider!! Geico in my opinion is the best insurance company hand..."
"Geico has the greatest policy abilities and savings have been with them for several years now and used them in many different states and plan on staying with them period. Great work Geico"
"I met Sara via Contact Us Service of Geico, who served me at 8:26 am Sep 7 because of change-vehicle. She immediately responded my request with kindness and professionalism. Because of Sara's commitment for Geico customers like me, I am willing to highly recommend my friends to have Geico as a lifelong-insurance company."
"All I have been missing is “ApplePay” to be able to use all advantages of my “AppleCard’s” source of the funds. I am sure there are lots of us missing the feature."
Auto Insurance: Get the answers you're looking for.
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How can I save money on car insurance?
There are several ways you can save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages. -
What auto insurance coverages are available?
Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender. -
Do you offer Accident Forgiveness?
Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness*** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy. -
What auto insurance payment methods and plans are available?
GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details. -
How can I compare auto insurance quotes?
An auto insurance quote comparison doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right parts of car insurance. We're here to help you understand your options and make the best choice for your auto insurance needs. -
Is there a GEICO Local Agent near me?
We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.
*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO
***Not available in CA, CT, and MA; purchase product not available in all states.
Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.
Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.
**Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.