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Why do I need car insurance?
Get a car insurance quote online.
Protect what matters to you with car insurance that's designed for you. Let's work together to make sure you have the right car insurance coverage you need for a low price.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but service is what matters when you're stuck on the side of the road.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Why do you need car insurance?
A car insurance policy helps provide financial protection for you, and possibly others, if you're involved in an accident. All states in the US usually require a minimum amount of auto insurance coverage for most vehicles.
Get more information on car insurance with our helpful resources:
Your Car Insurance Discounts are Waiting
Save money on car insurance so you can focus on what matters to you. You could qualify for a variety of discounts and premium reductions just by being you. From student discounts to good driver discounts (5-year accident-free), see how much you could save.
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Check out our car insurance coverage page to learn more about each type of coverage.
Service for When You Need Us
Access your insurance policies at any time on the award winning GEICO mobile app. From digital ID cards to 1 tap bill pay, see how easy insurance can be, download GEICO Mobile.
Auto Insurance Reviews from Real Customers
"Geico continues to make me feel appreciated as a customer. I was in an accident last year for the first time in my life and was able to take advantage of the accident forgiveness program. They handled everything with my claim and made the process so easy. Today I discovered Geico is doing a "giving back" program to help customers who may ..."
"I have used Geico many times since, around, 1998. Never any problems. I have been behind on my payments for a few months but I am still insured! My former position was as an estimator for vehicle body repair. I have worked with many Geico insurance adjusters for repairs on their insured and their claimants. Therefore, my view and experience i..."
"Just wanted to thank Geico for the allowance during this pandemic."
"First, I have been a Geico customer for years with no issues or complaints. During this difficult time with COVID 19 full force, we had an unfortunate accident. Being a frontline essential worker, I had added stress. The Geico team was amazing. They worked hard to get our claim handled and were always accessible. Additionally, they provided the dis..."
"Why send me a link asking how I want my cards, if when I click on mail them to me, you tell me you are unable to do this? I cannot go to the library, as it is closed, to print them out, so mailing them to me is my only option."
"I'm closing on a house next month, and reached out to GEICO for both auto and homeowners coverage. Both agents I spoke with were professional and efficient. The rates are super competitive as well. I have every confidence that securing my insurance will be the easiest part of this hectic transition!"
"Thank you for the generous credit of the 15% on our policies! I greatly appreciate your commitment to your clients during this difficult time. I plan to stay loyal to you, too, GEICO."
"The fact that most american's could not work during this Covid 19 disaster causing extreme financial damage to their house hold, Geico stepped up and is helping reduce our policy's with a 15 % discount. This is amazing that companies like Geico care for not only for the economy but for their customers and their wellbeing. Thank you from o..."
Anytime Access to Licensed Insurance Agents
Anytime access to a licensed agent.
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- Valid driver's license
- Vehicle Identification Number (VIN)
- Address where vehicle will be stored
Auto Insurance: Get the answers you're looking for.
*Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2018.
Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies, or all situations. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York, a premium reduction is available for affiliated groups. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations.